ShamRockin’ For a Cure 2015 – John Pickering

Posted by Ne[x]t on 02.19.15

A year ago, we here at Georgia’s Own got our first taste of ShamRockin’ for a Cure, an event that raises money for the Cystic Fibrosis Foundation. This event is like no other; it’s a big St. Patrick’s Day themed party that features live music and delicious food and beverages from restaurants from all over Metro Atlanta, with all proceeds going towards research to help find a cure for Cystic Fibrosis. This year, we’re once again proud to present ShamRockin’ for a Cure on Saturday, March 7, 2015 at the Verizon Wireless Amphitheatre in Alpharetta.
Cystic Fibrosis (CF) is a chronic, progressive, genetic disease primarily damaging the respiratory and digestive systems and affects approximately 30,000 children and young adults in the United States. Without the help of grassroots fundraisers like ShamRockin’, funding for research to find a cure would be minimal. By participating or donating, no matter the amount, you could be helping one of your friends. John Pickering, a friend of Georgia’s Own and a 22 year old student at the University of Georgia has battled with CF for roughly twenty years. We recently had a chance to talk to John about his life with CF:

i[x]: Where are you from and where did you attend high school?

JP:I’m from Suwanee, Georgia and went to Lambert High School

i[x]: Tell us a little about life for you currently.

JP:I’m a fourth year at the University of Georgia and a member of the Alpha Tau Omega fraternity. I’m currently studying Biology and on the Pre-Medical track.

i[x]: What do you like to do outside of your class schedule and education?

JP:When the weather is nice and I have some free time I love to go out and play some golf.

i[x]: When were you diagnosed with CF?

JP:I was diagnosed with CF when I was two and a half years old.

i[x]: What is a normal day like for you as a person with CF?

JP:A normal day for me means paying as much attention to my health maintenance regimens as I do my school obligations. I have to budget time for aerosols, airway clearance, exercise, and great nutrition. Also, I have to work all this in to my very busy academic and social schedule.

i[x]: What kind of obstacles do you face as a college student with CF and how is it different than your peers without CF?

JP:Being a college student with CF means you have to learn how to manage your time better than your peers that don’t have CF. One of the biggest obstacles is learning how to appropriately balance my life and my CF. There are times that I just have to say no to certain activities because of the way I’m feeling or because it takes me away from my treatments.

i[x]: As you’re nearing graduation from UGA, how have you been able to manage life with CF while participating in a vigorous class schedule and extracurricular activities like your fraternity and what are your plans after graduation?

JP:I set myself up for success by not neglecting my therapies. My parents have always taught me that my health comes first and then everything else comes after. They have also been very supportive of a very meaningful well-rounded college experience, so it is up to me to maintain my health so I can fully enjoy UGA. After I graduate, I’m planning to attend medical school.

i[x]: What has living life with CF taught you?

JP:The most important thing CF has taught me is the kind of person I want to be. I have been surrounded by people who have dedicated their lives and careers to making my life, and everyone’s life with CF better. They are part of the reason that I have been inspired to go into medicine and hope to spend my life helping others as I have been helped.

i[x]: As you know, we are proud to partner with ShamRockin’ For a Cure. How has ShamRockin’ affected you on a personal level?

JP:ShamRockin’ is an amazing event that raises a lot of money for CF research. It is because of events like this that people like me, living with CF, are healthy and alive today.

i[x]: In recent years, doctors and researchers have made great strides in finding a cure for CF. Tell our readers how their support actually makes a difference.

JP:Doctors and researchers are very close to finding a cure for CF. With the continued support of the CF community we will hopefully find a cure. Simply put, money buys research and research buys life. I am so appreciative for Georgia’s Own Credit Unions support of this amazing event.

For more information on ShamRockin’ for a Cure or to donate, visit

Need a Student Loan? You Have Options!

Posted by Ne[x]t on 01.08.13

Need a Student Loan? You Have Options!

Georgia’s Own Credit Union has partnered with CU Student Choice to offer our members access to private lines of credit for their education.

• Zero origination fees
• Extremely competitive interest rates
• Flexible repayment options
• Undergraduate and graduate loans

A private education line of credit from Georgia’s Own is the perfect option to fill educational funding gaps that can be left behind after other sources of aid have been exhausted. Contact us to see how we can help you get the money you need for college

Tuesday's Tip: Clean Out Your Closet

Posted by Ne[x]t on 11.27.12

With colder weather arriving in Georgia, it’s time to get out your warm clothes. Go through your closets, boxes and drawers and get rid of clothes you no longer wear. With all of the items you gather, you can donate them or even sell them for some extra pocket cash. Have you gone through your drawers or closet lately? If so, what’d you do with the stuff you no longer use?

i[x] Welcomes Hunter

Posted by Ne[x]t on 09.28.12

What’s good i[x] nation!  My name is Hunter Hudson and I’m the new multimedia intern here at Georgia’s Own Credit Union.  If you’ve been reading the blog posts recently you’ve probably bumped into some of my work already.  I’ve ghost written several of the pieces on our website as well as the Major on Majors article featured in our quarterly ne[x]t magazine!  I love skateboarding, film, and football, so be sure to join our College Football Pick ‘Em so you can pit your pigskin knowledge against mine.  Good luck, and I look forward to helping make your money work for you every week!

Forever Girl – Designed for Success

Posted by Ne[x]t on 07.27.11

Forever Girl – Designed for Success

Morgan, Megan and Madison McCall are not your typical teenagers. The three sisters started their company, Forever Girl, in 2006 and recently won the 2011 Entrepreneur of the Year award from Junior Achievement of Georgia. The products and clothing produced by Forever Girl are designed to be exciting and stylish, yet appropriate for young pre-teens and teens.

Morgan, Megan and Madison (MM3) draw their inspiration from young girls worldwide and each of the sisters bring their own style and uniqueness to the design room. The result of this collaboration is Forever Girl. i[x] had the chance to sit down and talk with the sisters about Forever Girl, what drives them and their plans for the future.

i[x] – Who/What inspired you to start your own business?

MM3 – We were inspired to start our own business because of our love of design and because we were frustrated when we would go shopping and we’d be interested in an article of clothing and our mom would say that’s inappropriate for your age. The market was full of companies selling adult clothing for young girls but we wanted to create an alternative for moms and girls. Thus our inspiration was that we saw a need in the market for a company like Forever Girl: A company geared toward providing quality, affordable, stylish, and appropriate clothing for young tween and teen girls. So we distinguished our creative and unique style and this led us to consider, and eventually begin, our own clothing line.

i[x] – How much money did it take to get started?

MM3 – The start-up cost for Forever Girl was approximately $1200 to get our first items made and this was a gift from our parents and grandparents.

i[x] – What did you do with the first paycheck you received?

MM3 – As a relatively new company, we decided that instead of giving ourselves a paycheck, we would invest any revenue received back into the company for the first 7-10 years depending on how the business was progressing. So by this rule, the earliest we would get a paycheck would be 2013. This was the best time to be able to do this because we’re minors and all of our needs are taken care of by our parents so we don’t have need of a salary at this point in our lives.

i[x] – What is the most challenging aspect of running your business?

MM3 – The most challenging aspect of running our business currently is being able to balance school and our company. We all enjoy learning new things and challenge ourselves by taking rigorous courses. Though these courses are very beneficial for our learning, they are also very time-consuming. Finding a balance between school, extracurricular activities, our volunteer work and our company is a struggle but we would call it a welcome struggle. The blessing is having each other. If one sister is extremely busy with something else, we pitch in and make up the slack when it comes to FG.

i[x] – What part of Georgia are you from?

MM3 – Metro Atlanta

i[x – What do you enjoy doing in your spare time?

MM3 – In our spare time we all love reading, writing, singing and acting. We enjoy other after school activities such as Junior Achievement, Robotics, Honor Society, and FBLA.

i[x] – What do you have planned for the summer?

MM3 – This summer we are attending a Business camp at Duke University.

i[x] – Can you briefly explain the process you went through to win JA Youth Entrepreneur of the Year?

MM3 – We created a portfolio for Forever Girl showing the strengths of the company. This included a business plan, our company’s budget, a product sample and a timeline of our past and future plans. We also had to respond to the applications’ interview questions. We were not privy to specifics on our competition or how many rounds the judges went through to make a final selection.

i[x] – What was the feeling when your name was announced as Entrepreneur of the Year?

MM3 – We were shocked when we got the call but very excited and thrilled. We were very happy they recognized the value and hard work we’d put into Forever Girl.

i[x] – What advice do you have for anyone who wants to start their own business?

MM3 – First and foremost be willing to work hard. And then to work even harder than you just worked. Surround yourself with positive people and develop a support team of family, friends or mentors. And finally don’t let anyone apply limitations to your life. You really can do anything you put your mind too if you’re willing to work hard.

i[x] – How were you able to balance the pressures of running a business and being in school at the same time?

MM3 – It has always been pretty simple. Our parents told us early on that school was our number one priority and so we’ve always felt the importance of education. We’re very fortunate, we all do very well in school and we love school. That makes it easier. But if we have to make a choice between studying for a test and doing something for Forever Girl, we go with studying. Also having a calendar is critical. This helps with time management and staying on track of scheduling.

i[x] – Where do you see your company in the future?

MM3 – We hope to be in stores in the US, Europe and Asia.

i[x] – What does life after high school look like for you?

MM3 – It looks like three sisters in college and running a fashion line. Funstuff!

Need a Student Loan?

Posted by Ne[x]t on

Need a Student Loan? You Have Options!

Georgia’s Own Credit Union has partnered with CU Student Choice to offer our members access to private lines of credit for their education.

• Zero origination fees
• Extremely competitive interest rates
• Flexible repayment options

A private education line of credit from Georgia’s Own is the perfect option to fill educational funding gaps that can be left behind after other sources of aid have been exhausted. Contact us to see how we can help you get the money you need for college.


Posted by Ne[x]t on 04.08.11

Getting set-up with a checking account is super-easy with i[x]. Georgia’s Own Credit Union has created i[check] accounts designed exclusively for members between the age of 14 – 25*. Heard enough and want it now? Thought so – click here to download an application!

OK, for those of you that need a little convincing here goes…
If you become an i[check] member at Georgia’s Own, you have a killer checking account AND you also get special perks, tips, resources, and giveaways. Plus, all Georgia’s Own accounts come with these amazing features:

• No Monthly Service Fee
• Free/Unlimited ATM Transactions*
• 71,000 Surcharge-Free ATMs
• No Direct Deposit/Minimum Balance Requirements
• Overdraft Privilege up to $800**
• Free Web Bill Pay, Home Banking and eStatements
• Dividends Paid on Every Dollar
• Free First Order of Checks

Visit Georgia’s Own to get your checking or savings account set-up or if you want to you can pick up the phone and give us a ring at (404) 874-1166.

*other fees may apply
** Overdraft Privilege is available to members 18 and over who are in good standing with the Credit Union. We may approve certain transactions that overdraw your account. An overdraft fee of twenty-five ($25.00) dollars may be charged for each transaction that overdraws your account. The categories or types of transactions that may overdraw your account include payments, purchases and transfers. Whether your overdrafts will be paid or not is in our sole discretion and we reserve the right not to pay the overdraft. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. We reserve the right to require you to repay your overdrafts immediately or on demand.

Ne[x]t Magazine

Posted by Ne[x]t on

Did you know that i[x] publishes a magazine? Ne[x]t Magazine was created for members of i[x] and is packed full of information about money, how to get ahead, how to give back and how to have fun. Best of all, Ne[x]t Magazine is free.

If you would like to receive a copy, please use the form below to get in touch with us. We’ll send your copy out when the next issue drops.

Receive a free copy of Ne[x]t Magazine
[contact-form 2 “next magazine request”]

i[x] Welcomes Will

Posted by Ne[x]t on 02.02.10

Hey everybody – it’s Will here! Check out my welcome video where I spend some quality time with Allison. See you all soon!

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